Portal Watch (2024) In my opinion as someone whose career was spent in higher education, the disadvantage of transfer is disruption in one's education. For those select few who can get a career in pro basketball, this is not an issue. For those who move from a very good school (e.g. UC Davis) with a good major fit for them to a school at a lower academic level and lacking a good fit for their major, it could mean losing a lot of potential for their future, and not just in terms of dollars. The reverse is also true. Anyone transferring into a UC school, is likely to gain a better education as well, depending on the school from which they transfer.