Sac State's bid for the Pac 12 Thread No, the FCS does not have 105 full scholarships, it's still 63.
From Sam Herder:
FCS schools that opt-in to the House settlement can go above the 63 scholarship limit and it won’t impact playoff eligibility. However, an FCS conference can set a cap on number of football scholarships. Even if the Big Sky, for example, set the cap at 63, a team that opts in can spread their 63 scholarships over 105 players instead of the current 63 scholarships spread over 85 players. (FCS can offer partial scholarships.) So opting in gives you better flexibility to get more players scholarship $. A team could also hypothetically offer a number of “non-scholarship” players an in-house NIL deal that pays their tuition, so they could creatively go over the scholarship minimum anyway even if a conference set a cap. FCS schools that opt in could create a good competitive advantage, but mid-major athletic departments don’t just have extra $ laying around to throw a ton of more scholarship $ to players, so it’d take some fundraising help